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Decision Infrastructure

The Decision
Infrastructure for the
AI Era

Automate, govern, and evolve critical decisions with data, AI,
rules, and workflows in a single platform.

The AI-native platform that turns critical decisions into a strategic asset,
connecting intelligence, governance, and automation across your enterprise.

Trusted by forward-thinking teams

Decisions are the new
infrastructure.

Every company runs on decisions — credit, fraud, onboarding, compliance.

But the systems behind them are still fragmented, manual, and slow.

Sinky is the infrastructure layer for decisions.

One infrastructure.
Infinite decisions.

Design, deploy, and optimize decision workflows across credit, fraud, onboarding, and compliance — without rebuilding your systems.

Companies already have data. They already have teams.
What they lack is
decision infrastructure.

DATA
All the data you need already exists.
Bureaus
Open Finance
Financial documents
Internal systems
APIs
TEAMS
Highly skilled teams — operating in silos.
Risk
Credit
Fraud
Compliance
Operations
REALITY TODAY
Spreadsheets
Manual reviews
Disconnected tools
No unified policy engine
No learning loop

And yet — decisions remain
slow, inconsistent, and reactive.

Sinky is the missing decision infrastructure layer.

It connects data, logic, and execution into a single intelligent system.

Before Sinky
Fragmented
Manual
Slow
After Sinky
Unified
Automated
Intelligent

Where does your company stand today?

Understand your current stage in minutes.

Assess your decision maturity See how Sinky works
The Platform

One infrastructure. The entire decision lifecycle.

Sinky orchestrates the entire decision lifecycle — from data collection to recovery and continuous learning — so every decision is faster, auditable, and smarter.

01

Collect

Data Marketplace

Connect data from bureaus, APIs, and internal sources.

02

Enrich

Insights + Analytics

Turn data and documents into actionable intelligence.

03

Decide

Studio

Run policies and automate decisions with visual logic.

04

Review

AI Case Management

Automate reviews and exceptions with AI and human oversight.

Learning feeds back into every new decision.

07

Learn

Data Intelligence

Turn outcomes into learning to continuously optimize your decisions.

06

Recover

Recovery

Automate cadences and personalized recovery actions.

05

Monitor

Portfolio Monitoring

Track risks, changes, and deviations continuously.

01

Collect

Data Marketplace

Connect data from bureaus, APIs, and internal sources.

02

Enrich

Insights + Analytics

Turn data and documents into actionable intelligence.

03

Decide

Studio

Run policies and automate decisions with visual logic.

04

Review

AI Case Management

Automate reviews and exceptions with AI and human oversight.

05

Monitor

Portfolio Monitoring

Track risks, changes, and deviations continuously.

06

Recover

Recovery

Automate cadences and personalized recovery actions.

07

Learn

Data Intelligence

Turn outcomes into learning to continuously optimize your decisions.

Feeds the cycle back from Decide.
Liza AI Liza AI Intelligence across every stage.
Modules

One platform. The modules your operation needs.

Activate the modules that fit your operation and scale your infrastructure as new flows, decisions, and challenges emerge.

DECISION MATURITY

How decision operations evolve

Most companies are still stuck between manual processes and static rules. Sinky helps them move toward intelligent and autonomous decision operations.

Step 1 of 4

How are decisions currently made?

Step 2 of 4

How fast can you update decision policies?

Step 3 of 4

Do you have full auditability of decisions?

Step 4 of 4

How dependent are you on engineering?

Analyzing your decision infrastructure...

Your stage
Viewing
Manual
Your stage
Viewing
Rule-Based
Your stage
Viewing
Intelligent
Your stage
Viewing
Autonomous

Top-performing teams operate at Stages 3 and 4
Liza AI Interpretation

Diagnosis

Forward Path

USE CASES

Built for real decision workflows across industries

DECISION WORKFLOWS
Credit origination, KYC/KYB automation, fraud scoring, limit management
TYPICAL PAIN POINTS
Manual underwriting, slow onboarding, fragmented risk tools
RECOMMENDED ENTRY POINT
Studio + Insights + Liza AI
DECISION WORKFLOWS
Credit analysis, compliance checks, portfolio monitoring, collections
TYPICAL PAIN POINTS
Legacy systems, regulatory pressure, audit complexity
RECOMMENDED ENTRY POINT
Studio + Analytics + Portfolio Monitoring
DECISION WORKFLOWS
Seller onboarding, transaction fraud, buyer risk scoring
TYPICAL PAIN POINTS
High transaction volume, identity fraud, chargeback losses
RECOMMENDED ENTRY POINT
Studio + AI Case Management + Data Marketplace
DECISION WORKFLOWS
Supplier credit assessment, distributor risk, trade finance
TYPICAL PAIN POINTS
Manual assessments, limited data, slow approval cycles
RECOMMENDED ENTRY POINT
Insights + Data Intelligence + Studio
DECISION WORKFLOWS
Customer scoring, fraud detection, collections optimization
TYPICAL PAIN POINTS
High default rates, manual review queues, data silos
RECOMMENDED ENTRY POINT
Studio + Analytics + AI Case Management
What sets us apart

Why Sinky is different.

The whole lifecycle. One infrastructure.

From data collection to recovery and continuous learning, run the entire lifecycle on a single platform.

End-to-end

Configure without relying on engineering.

Build, test, and ship policies, rules, and flows visually, without putting every change in the IT queue.

No-code

AI built into the operation.

Liza investigates, explains, recommends, and automates actions across the entire decision lifecycle.

Ask · Assist · Automate

Explainable, auditable decisions.

Understand why each decision was made, which rules applied, and how the policy evolved, with full versioning and audit trail.

Logs · Versioning · Audit

Data without lock-in.

Connect 250+ sources and providers, combine internal and external data, and evolve your strategy without rebuilding the operation.

250+ sources

Evolve policies with evidence.

Simulate changes and compare strategies before altering your decisions in production.

Backtest · A/B · Champion-Challenger
OUTCOMES

Better decisions.
Better outcomes.

0%
Reduction in manual review time
Driven by continuous ML policy optimization
0ms
Average decision latency
Enabled by distributed edge-compute architecture
0%
Decision auditability
Every execution mapped to explainable text logs
0x
Faster policy deployment cycles
Shadow testing ensures zero-risk rollouts
SECURITY

Built for regulated, high-stakes environments

Governance & Auditability

Full version control for every policy change. Every decision is a traceable event with complete lineage from input to outcome.

Access & Compliance

Role-based access control, SOC2 Type II readiness, GDPR and LGPD compliance frameworks built into the platform core.

Infrastructure Security

Enterprise-grade encryption at rest and in transit. Dedicated tenancy options. Regular penetration testing and security audits.

CERTIFICATIONS & COMPLIANCE
SOC 2 Type II
SOC 2 Type II
CERTIFIED
ISO 27001
ISO 27001
IN PROGRESS
GDPR
GDPR
compliant
LGPD
LGPD
compliant
Annual penetration tests
by third party experts
Robust SLAs and
24/7/365
incident response team
Regionalized
infrastructure
to keep sensitive data
local
Strong isolation
of customer workloads

The infrastructure layer for modern decision operations

Payments run on Stripe.
Data runs on Snowflake.
Decisions run on Sinky.
Book a Demo Talk to Our Team
Let’s design your first decision workflow.
INTELLIGENCE

Insights from the decision layer

Perspectives on risk, AI, and the future of decision systems.

Decision Infrastructure

When decisions become infrastructure, everything changes

Why separating decision logic from core engineering accelerates growth.

Explore insight →
AI Risk Systems

Static rules are breaking — AI-native systems are replacing them

The shift from boolean checks to probabilistic risk frameworks.

Read analysis →
Fraud Intelligence

The invisible layer protecting modern financial platforms

How continuous monitoring anticipates threats before they manifest.

Learn how →